Finance to help you live the life of your dreams

We're Passionate to Help You
We're far from average - and so are our clients

We at Finance for Living just want to help our customers with their finance needs so they can get on with living their lives, i.e. Finance for Living!

We love helping first home buyers so they can purchase the dream home. We are passionate about getting customers a better deal on their existing residential mortgage. We also help many investors and “upgraders” purchasing their second, third or fourth home!

We're here to Help You...

Who We Are

At Finance for Living, we have extensive lending experience and are passionate about customer service.

When it comes to home loans, most people tend to shop around for the best interest rate. On the surface that may seem like the best idea, but what most people don’t realise is that the best interest rate doesn’t necessarily mean it’s the best deal to suit your unique requirements, circumstances and goals.

Delivering Award-Winning Customer Service

I can't speak highly enough of Simon and his team. The advice they gave and the quality of service was incredible. They were the perfect partners to help us navigate the purchase of our first home in a very volatile market. Their insight and openness made the whole process much easier than I ever expected. Would recommend Finance for Living to anyone.
We cannot recommend finance for living enough! They were professional, knowledgeable, supportive, personable & went above & beyond to help us secure the best possible loan for our situation. They took the time to understand our financial goals & found a solution that was tailored to our needs. Their communication throughout the process was exceptional, keeping us informed every step of the way up until settlement.We felt confident and supported throughout the entire process, we’re so grateful for their expertise and dedication. We would not hesitate to recommend them & definitely will be using their services again in the future. We are incredibly grateful to Simon & team, thank you so much for all your help!
My entire experience with the Finance For Living team was an absolute dream. Friendly, patient and informative team members were always available and with answers to all my stupid questions. The haste at which they responded to my communications felt like breakneck speed. They were always able to roll with my changing circumstances, quickly shifting my loan options to give me the best, up-to-date choices. They genuinely turned what was a daunting experience for me into something manageable where I actually felt like I was empowered to make the best financial choice. Just having that confidence removed much of the stress entirely. Cheers to Simon and the whole team!
Simon helped us with finance for our first home purchase in 2020 and I *still* can't believe how easy he made it for us. He was also excited to hear that we wanted to try and get finance from an ethical lender, and ended up helping us secure a home loan from a bank that doesn't invest in fossil fuels – and at a great rate. Simon and his team are always a pleasure to deal with. They care about their clients, and their communication, professionalism, and experience are second to none. I wouldn't hesitate to recommend them to anyone.
Simon and Ainsley are just the perfect advisors on loans and mortgages. It is clear it is their life’s work and genuine intention to help their clients to navigate the sometimes daunting and somewhat complicated field of mortgages. Their general updates are clear, timely and relevant and our personal interactions have been open and honest. I highly recommend them.

Passionate in Supporting Our Planet

Find out which banks and lenders do and don’t support fossil fuels.

Finance for Living has been recognised as a leading Sustainable Mortgage Broker in Australia. 

“I had someone say to me once, ‘I wouldn’t have thought there’d be a mortgage broker who cares about the environment"

Simon O’Kelly

Simon has been trained by Al Gore (former Vice President of the USA) and delivered many updated presentations of the 2006 “An Inconvenient Truth” documentary to different groups in the community. We receive many requests from clients to use lenders which do not fund fossil fuels.

Meet Simon

Director & Senior Mortgage Broker

Simon has over 25 years experience in customer service and commercial roles, largely in the travel industry. In 2013, Simon set-up his own business as a mortgage broker so he could help customers finance their dream home or refinance their existing loans. Our team has grown to meet the demand; a key to our business is treating customers as customers for life and being there to help their family and friends as well.

Simon is passionate to find one of the most appropriate lenders for each customer especially when a customer has been told they cannot get a loan.

Meet Ainslie

Senior Mortgage Broker

Ainslie has over 20 years’ experience in customer facing roles, with the past 10 years in the retail lending and banking industry. Her passion is customer service and educating clients on lending options while finding solutions for their needs. She enjoys working with numbers and has an accounting background which enhances her understanding of our small business clients and self-employed clients.

Ainslie will take you through the initial stages of the application process, by understanding your needs, your goals, and your current financial position. Then, the team will come together to find the right solution for you.

Proudly Supporting Our Community

Our interest in people and helping them achieve their finance goals extends further than just great customer service and securing the best deal. We also connect with our community and strive to support others.

Partnering with the Geelong Swimming Club (GSC) has enabled us to support a community organisation that encourages a healthy and active lifestyle for people of all ages and abilities.

The club caters for more than just competitive swimming, offering pathways into numerous aquatic sports. Its dedicated multi-class program for swimmers with disability was celebrated at Disability Sport and Recreation Awards 2020, and was awarded Disability Club of The Year, Disability Coach of the Year and Female Athlete of the Year.In addition to its usual squad operations GSC provide weekly learn-to-swim lessons to over 1,400 children.

Senior Mortgage Broker, Ainslie Conheady also volunteers her time with GSC as club Treasurer. “GSC has a 140-year history within the aquatic industry. Inclusion is a cornerstone of the club culture and everyone is welcome. My family and I are a constant on pool deck, and we look forward to welcoming you to our club.”

Partnering with the Geelong Swimming Club (GSC) has enabled us to support a community organisation that encourages a healthy and active lifestyle for people of all ages and abilities.

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